What does Xero really cost? Xero pricing, November 2026
Xero starts at $27 per month. Here is every plan, what a team really pays, and when another tool is the better deal.
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- Starting price
- $27/mo
- Free plan
- No
- Yearly discount
- —
Xero plans and prices
| Plan | Billed yearly | Billed monthly | Unit | Status |
|---|---|---|---|---|
| EarlyIntro offer: 80% off first 3 months ($5.40/mo) | — | $27 | per organization/month | ✓ Checked |
| GrowingIntro offer: 80% off first 3 months ($11.80/mo) | — | $59 | per organization/month | ✓ Checked |
| EstablishedIntro offer: 80% off first 3 months ($19.40/mo) | — | $97 | per organization/month | ✓ Checked |
Source: Xero pricing page, checked November 12, 2026. US dollars, excluding sales tax.
Watch out for intro prices
Xero currently advertises an intro offer for new customers: 80% off first 3 months ($5.40/mo). Some prices in the table may be these intro prices. When the offer ends, the price goes up to the regular rate, so check the regular price on Xero's own page before you budget.
What would Xero cost your team?
- Per year, billed yearly
- —
- Per year, billed monthly
- $324
This plan is priced per organization/month, so team size doesn't change it. Excludes tax, add-ons and one-time onboarding fees.
Cheaper or better alternatives to Xero
Well-known tools that compete with Xero, ordered by our quality rating, never by commission.
- QuickBooks OnlineOur top pick
$38/mo
The most widely used small-business accounting software in the US.
✓ Free plan
- 2
$23/mo
Invoicing and accounting for freelancers and service businesses.
From $23/month · Trial: 30 days, no card
- 3
Quote
Cloud ERP and accounting for growing and mid-size companies.
Price on request
- 4
- 5
See all Xero alternatives → · QuickBooks Online vs Xero →
Frequently asked questions
How much does Xero cost?
Xero's paid plans start at $27 per month (Early, per organization/month). There is no free plan.
Does Xero have a free plan?
No, Xero has no free-forever plan.